MORTGAGE and LOAN RESOURCES

My lender affiliates will not only provide the highest and best service, but they will also give you the best rates available. I encourage you to shop around for the best mortgage, however be weary of online agencies and their promise to give you a lower rate; this can mean higher closing costs. Always ask for a good faith estimate from the financial institution you choose. Feel free to contact the lender provided below for a pre-qualification.

The 3 main points to be aware of when dealing with any lender are the interest rate, the points and origination fees, and any other misc. fees noted on the good faith estimate.

A thorough summary of how mortgages work, plus what the process should be like, may be found on the following website: Federal Reserve Loan Information

Loan Application - This is the standard loan application form that all lenders use. All lenders use this form; the only variation from the attached would be their letterhead at the top. This application may be used with any mortgage company, so feel free to make copies and give to each lender you are shopping with. If you prefer, you may fax it directly to my office at 512-266-3884, and I will forward it on to a lender affiliate for review. Your information will NOT be sent to any other third party companies. This is the first step in beginning the process of qualification.

When filling out the application, you may be brief where it asks for detailed information in section five. Example: If you have a Wells Fargo Checking Visa, simply put WF Visa. In addition, all of this information will be provided once your credit report is pulled with the lender. Fill out the blanks where applicable and those that you know; everything else can be addressed when dealing directly with the lender to fill in any other required information they may need.

See my Recommended Mortgage Lender Below:

Cody Daniel - Click here to email Cody and get pre-qualified NOW!

Click here to fill out the Fairway Pre-Qualification Application or you may submit online.

Learn more about FHA Loans and FHA Refinance Options at the FHA Mortgage Center.Com

VA Loan - A guide to VA loans.

All Mortgage Refinance News - Mortgages Magazine - All the mortgage refinance news you need on home loan purchases, refinancing, and debt consolidation.

Click here to Learn about my Homeowner's Insurance Tips and Recommendations

*Vallure Realty provides Austin Real Estate homes for sale through the mls and resources to help homeowners and homebuyers selling and buying a home, condo, townhome or other property in Austin, TX. Vallure Realty can provide you with a comparative market analysis of your home and listings of current Austin Texas Real Estate for sale on the Austin MLS and Realtor.com. Vallure Realty, as a discount realtor, also provides services, which save you thousands of dollars in Real Estate commissions when buying and selling your home. Some of the many services we offer are Austin MLS Full Service One Percent Listing, Austin Flat Fee MLS listing, Buyer Rebates and For Sale By Owner tools. This website, www.nicolepeel.com, contains articles and links regarding Real Estate in Austin, and other detailed information to help guide you through the Real Estate transaction. Vallure Realty also provides an Austin Real Estate Guide to consumers looking for houses or selling their home in Austin, such as mortgage tools, foreclosure and HUD listings, relocation guides, For Sale By Owner assistance, Austin facts, and other tools.*